Saturday, September 11, 2010

Doughnuts and Tampons

I look down at my phone to check the time and see that I missed a call from a 302 number. Since there was no message, I figured I would just let it be, the area code is from Delaware and I couldn't think of anyone I know from that state. People call the wrong person all the time, nbd, I totally did that the other day and hung up on the person who picked up because I panicked when I realized my mistake.

An hour later I notice my phone going off, and again it is that same 302 number. I figure I better pick it up and just let this person know I do not know them. To my surprise it was a recording from Bank of America. The company was concerned that my credit card may have been compromised. Recent charges indicated that the account might have been hacked. To determine if there was fraudulent activity I had to confirm that the last three charges were in fact purchases I authorized.

My mind began to race as the data loaded on the phone. I was preparing to hear about big screen tvs, internet porn, designer splurges, something along these lines. I was ready to hear my credit card was maxed out and I was about to have a major headache. Nope.

What were these crazy three charges?

1. My bar tab from Phoenix Landing
2. A doughnut from DD
3. A small purchase at a locally owned drug store in the Southend (tampons)

They were all legit and all by me. I would love to know what algorithm is used at BoA to determine fraud. What is wrong with alcohol, doughnuts, and tampons being purchased in a 12 hour period of time?? I guess we will never know.

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